AI terms of service generator

AI terms of service generatorAgreement Generator

Create comprehensive terms of service instantly with our free AI-powered generator.
Create a general terms of service
Create a general terms of service
Create a website terms of service
Create a website terms of service
Create an app terms of service
Create an app terms of service

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How to create your terms of service

  • 1

    Write a prompt

    Start by entering your business type, services offered, and other details. Our AI generator uses this to generate tailored terms of service for your business.

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  • 2

    Refine with smart assistance

    Need to adjust terms, update policies, or add custom clauses? Our AI assistant helps you refine every section so your documents match your business needs.

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  • 3

    Download and publish

    After reviewing and refining your terms, download the completed document that's professionally formatted and ready for your website or application.

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Terms of service made simple

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Draft, customize, then publish with confidence

  • PDF editing made easy

    Generate comprehensive terms of service

    Create detailed terms that align with your business model using our intelligent AI assistant.

  • PDF editing made easy

    Refine with expert-level suggestions

    Need some guidance? Our AI provides smart recommendations to strengthen your terms of service.

  • PDF editing made easy

    Download and use

    Save your finalized documents in multiple formats directly to your device, then share or implement them instantly for use by your team, clients, or customers.

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Revise existing terms

Refresh outdated terms of service with our AI-powered editor. Simply upload your current document to make precise updates of new offerings, regulatory changes, or shifting business needs.

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Enterprise-grade document security

Your business and legal data are safeguarded at every step. Our platform is SOC 2 Type 2 and GDPR compliant, ensuring sensitive information stays encrypted and protected during transmission and storage.

Terms of service agreement explained

  • What are terms of service?

    Terms of service (also known as terms and conditions or terms of use) are legal agreements between a service provider and its users that govern the use of a website, application, or service. 

    These agreements set the rules and guidelines users must follow, define the rights and responsibilities of both parties, and provide important legal protections for businesses.

    Essentially, terms of service function as a contract that users agree to when accessing your platform or services. They usually address acceptable use policies, intellectual property rights, liability limitations, dispute resolution procedures, and termination conditions. For businesses, they are critical for setting clear expectations and safeguarding against legal risks.

  • Can you be sued for violating the terms of service?

    Violating terms of service is generally considered a breach of contract rather than a criminal offense, but it can lead to civil lawsuits in certain cases. Service providers may sue users for damages, particularly in situations involving intellectual property infringement, unauthorized commercial use, or harmful activities that affect the platform or other users.

    Most violations result in account suspension or termination rather than legal action. However, lawsuits may arise if violations cause significant financial harm, involve fraud or hacking, or break confidentiality agreements.

    The enforceability of such claims depends on whether users were properly notified, consented to the terms, and whether the terms themselves are considered reasonable.

  • What are the two most common terms of service violations?

    The two most frequent violations are unauthorized commercial use and intellectual property infringement. 

    Unauthorized commercial use includes practices like web scraping, reselling services without permission, or using personal accounts for business purposes, all of which can harm platform integrity and create unfair competition.

    Intellectual property infringement occurs when users post copyrighted content without permission, misuse trademarks, or exploit proprietary information. 

    Examples include sharing pirated media, using branded materials without authorization, or copying and redistributing platform content. Both types of violations can lead to account termination and potential legal consequences.

  • What should be included in terms of service?

    Well-structured terms of service should include key provisions to protect both your business and users. Begin with eligibility requirements and account registration details. Clearly define acceptable use policies that prohibit specific activities and content. Incorporate intellectual property clauses covering ownership rights, user-generated content licensing, and trademark usage.

    Address financial terms, including payment processing, refunds, and subscription rules. Add liability limitations and warranty disclaimers to reduce exposure to excessive claims. Reference your privacy policy to ensure compliance with data protection regulations.

    Include dispute resolution procedures such as arbitration clauses and governing law. Finally, specify termination conditions and processes for account suspension or closure.

  • What should be included in terms of service?

    Well-structured terms of service should include key provisions to protect both your business and users. Begin with eligibility requirements and account registration details. Clearly define acceptable use policies that prohibit specific activities and content. Incorporate intellectual property clauses covering ownership rights, user-generated content licensing, and trademark usage.

    Address financial terms, including payment processing, refunds, and subscription rules. Add liability limitations and warranty disclaimers to reduce exposure to excessive claims. Reference your privacy policy to ensure compliance with data protection regulations.

    Include dispute resolution procedures such as arbitration clauses and governing law. Finally, specify termination conditions and processes for account suspension or closure.

  • Are terms of service legally binding?

    Yes, terms of service are legally binding contracts when they are properly presented and agreed to by users. Courts generally uphold them if they meet contract standards: clear notice to users, valid consent (such as through clickwrap agreements), and reasonable, lawful provisions.

    The enforceability depends on how users accept the terms. Clickwrap agreements requiring active consent are the strongest, while browsewrap agreements based on implied consent face closer scrutiny. To be enforceable, terms must be accessible, clearly written, and easy to understand. Courts may reject terms that are hidden, unfair, or overly one-sided.

Frequently asked questions

  • Do I need legal experience to use the generator?

    No legal experience is required to use our terms of service generator. The AI assistant offers suggestions based on your business information and makes recommendations for common business.

    However, while the tool creates professional documents suitable for many businesses, it doesn't replace specialized legal advice. For complex business models, regulated industries, or unique compliance requirements, consulting with an attorney ensures your terms fully protect your specific interests.

  • Is the terms of service generator free to use?

    Yes, our AI terms of service generator is completely free to use. 

    To download your completed document or exceed the prompt limit for guest users, simply create your free Lumin account. No credit card or payment information is required.

  • Can I customize the agreement with the generator?

    Absolutely. Our generator is designed for extensive customization to match your specific business needs. You can modify any section, add custom clauses, adjust language tone, and include industry-specific provisions. The AI assistant helps you understand the implications of changes and suggests improvements.

    Customization options include adjusting liability limits, creating specific user obligations, defining unique intellectual property arrangements, and establishing custom dispute resolution procedures. The generator maintains legal coherence while allowing you to tailor every aspect to your business model.

  • How does the generator work?

    The generator uses AI technology to create a personalized Terms of Service agreement based on the information you provide. As you enter key details about your business, website, or app, the tool drafts a document tailored to your specific requirements.

    You can review the Terms of Service, make edits, and adjust the wording to ensure it accurately reflects your policies and conditions before finalizing.

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